VA Loans

Exclusive, no-down-payment mortgages for Veterans, active-duty service members, and eligible surviving spouses.

What is a VA Loans?

A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA) and issued by private lenders. It was created to help eligible service members, veterans, and their surviving spouses buy, build, repair, retain, or adapt a home for personal occupancy.

VA loans offer some of the most favorable terms in the mortgage industry, including no down payment requirements and no private mortgage insurance (PMI), making homeownership highly accessible for those who have served our country.

Best For Which Buyers?

Veterans & Active Military: Those who have served or are currently serving in the U.S. military.
Buyers with Limited Savings: Allows for 100% financing with zero down payment.
Cost-Conscious Borrowers: Eliminates the need for monthly mortgage insurance, saving hundreds per month.

Key Benefits

• 0% down payment required in most cases
• No private mortgage insurance (PMI)
• Competitive interest rates
• Limited closing costs

Why Work With Yvonne Silverberg?

At Mortgage Store, we understand that financing your home is a major financial decision. As a Missouri expert, Yvonne Silverberg provides personalized guidance tailored to your unique financial goals.

Missouri Expert

Deep understanding of the local housing market and loan programs.

DPA Specialist

Expertise in Down Payment Assistance programs to help you buy with less.

Competitive Rates

Access to a wide variety of loan programs to find the best rate for your situation.

5-Star Service

A commitment to clear communication and a stress-free closing process.

Fast Approvals

Streamlined processing to get your loan closed quickly and efficiently.

VA Loans FAQs

REVIEWS FROM OUR AMAZING CLIENTS!

Our clients are at the center of everything we do. Their experiences reflect our dedication to clear guidance, trusted mortgage expertise, and a home-financing experience built around care and understanding.

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