Renovation Loans

Combine the purchase price of a home and the cost of renovations into a single, convenient mortgage.

What is a Renovation Loans?

A Renovation loan (such as the FHA 203(k) or Fannie Mae HomeStyle) allows you to finance both the purchase of a property and the cost of necessary repairs or upgrades through a single mortgage loan.

The loan amount is based on the projected "after-improved" value of the home, rather than its current condition. This is an excellent tool for buying fixer-uppers in great neighborhoods or customizing a dated home to your exact tastes without draining your savings.

Best For Which Buyers?

Fixer-Upper Buyers: Those willing to put in the work for instant equity.
Current Homeowners: Those wanting to refinance and remodel their existing home.
Buyers in Tight Markets: Those expanding their search to homes that need TLC.

Key Benefits

• One application, one closing, one monthly payment
• Loan amount based on future value, not current value
• Preserve your cash savings
• Build instant equity by improving the property

Why Work With Yvonne Silverberg?

At Mortgage Store, we understand that financing your home is a major financial decision. As a Missouri expert, Yvonne Silverberg provides personalized guidance tailored to your unique financial goals.

Missouri Expert

Deep understanding of the local housing market and loan programs.

DPA Specialist

Expertise in Down Payment Assistance programs to help you buy with less.

Competitive Rates

Access to a wide variety of loan programs to find the best rate for your situation.

5-Star Service

A commitment to clear communication and a stress-free closing process.

Fast Approvals

Streamlined processing to get your loan closed quickly and efficiently.

Renovation Loans FAQs

REVIEWS FROM OUR AMAZING CLIENTS!

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